Income Fund

High-Yield Fund

Steady income from short-term real estate loans, secured by real property.

16%Projected annual return†
15%Preferred return, paid first*
QuarterlyIncome payments
$75KMinimum investment

*A preferred return sets the order Members are paid in — it is not a guaranteed profit. †A projected annual return of about 16% is a projection, not a promise. All investing carries risk.

Now accepting new capital. $75,000 minimum · 6-month lock-up · income paid quarterly · open to accredited investors only. Get the fund details.
Operated by REI Transactional REI Transactional is our real estate lending business. It originates and services every loan the Fund makes.
How It Works

Your Money Becomes the Bank

REI Transactional High-Yield Fund I LLC lends money to trusted, experienced builders and investors for short-term projects. They pay interest on those loans. That interest becomes your income.

15% Preferred Return

Members receive a 15% preferred return, paid before the Manager earns its share.

Plus a Profit Share

After the preferred return, profits split 60/40 — 60% to Members, 40% to the Manager — for a projected total of about 16% a year.†

Paid Every Quarter

You receive payments four times a year. No waiting years to see your money work.

Backed by Property

Every loan is tied to real estate. We lend at about 60% of value, so there is a strong cushion protecting your money.

Open to New Members

Want the Full Picture?

Leave your details and we’ll send the Fund documents, then set up a short call to answer your questions. $75,000 minimum, 6-month lock-up, accredited investors only.

Get the Fund Details

We’ll only email you about the income fund. Requesting details is not a subscription or a commitment.

Order of Payments

Members Come First

How each dollar of profit flows
Structure under the fund documents
1. Preferred return — paid first Members — 15% preferred 2. Remaining profits Members — 60% Manager — 40%

The preferred return is a payment priority, not a promised profit. Amounts depend on fund performance.

The safety buffer
Why we lend at about 60% of value
Property value 100% Our loan ~60% ~40% equity cushion protects Members

If a borrower does not pay, the fund holds a claim on property worth well more than the loan.

Track Record

What We Have Actually Paid

We would rather show you what has been paid than talk about what could be. Since January 2025, REI Transactional High-Yield Fund I has paid its Members $1,471,272. In the first three quarters of 2026 alone the Fund paid $753,663, which is more than it paid in all of 2025.

80Fund loans funded to date
49Completed and repaid
$1.47MPaid to Members since Jan 2025‡
59%Of Member accounts reinvest

‡Figures as of October 2026, for REI Transactional High-Yield Fund I LLC. Distribution amounts were paid to Members during calendar year 2025 and calendar year 2026 to date; amounts paid before January 2025, if any, are not included. Of the Fund’s 80 loans, 49 have been completed and repaid and 31 are being serviced today. These are historical amounts, not projections, and past performance is not indicative of future results.

Protection

How We Protect Your Money

  • We lend at about 60% of the property value
  • Every borrower must back the loan with a real asset
  • We check the collateral, the borrower, and the exit plan
  • Based in North Carolina; we lend across the Southeast
Read FAQ
A property financed by the High-Yield Fund, secured by real estate
How to Invest

Four Simple Steps

1

Verify Accreditation

Confirm you qualify as an accredited investor. We walk you through it and it does not take long.

2

Review Documents

Read and e-sign the Fund documents, including the Operating Agreement and subscription paperwork.

3

Fund Your Investment

Send your capital by wire or transfer. The minimum is $75,000, with a 6-month lock-up.

4

Receive Income

Your money goes to work in loans secured by real estate. Income is paid to Members every quarter.

Book a Call
Open to New Members

Invest in the High-Yield Fund

The fund is accepting new capital. Leave your details and we’ll send the fund documents and walk you through how income is paid.

  • $75,000 minimum investment
  • Income paid every quarter
  • 6-month lock-up
  • Accredited investors only — status is verified before any subscription

Get the Fund Details

We’ll only email you about the income fund. For accredited investors. Requesting details is not a subscription or a commitment.

Important Disclosures

Loam Capital Group is a trade name of REI Transactional Manager LLC (“the Manager”). Securities are offered solely by the applicable issuer — REI Transactional Equity Fund I, LLC or REI Transactional High-Yield Fund I LLC — and only through that issuer’s confidential private placement memorandum, operating agreement, and subscription agreement. This website is not an offer to sell or a solicitation of an offer to buy any security, and no offer will be made in any jurisdiction where such an offer would be unlawful. Interests are offered only to accredited investors as defined in Rule 501(a) of Regulation D, in reliance on Rule 506(c), and every purchaser’s accredited status will be verified before any subscription is accepted. An investment involves substantial risk, including loss of the entire amount invested. Past performance is not indicative of future results. REI Transactional Manager LLC is not a registered broker-dealer or investment adviser.